Terms and Conditions of Subscription
These terms govern your use of ivosivoosos.com and our financial planning subscription. By using our service, you agree to these terms. Please review them carefully before subscribing or interacting with our site.
September 1, 2025
Acceptance of Terms
By accessing our website or subscribing to our service, you confirm that you have read, understood, and agree to comply with these terms and all applicable laws and regulations.
Definitions
To help clarify these terms, we define the following:
‘Service’ means our ongoing financial planning subscription and related support.
‘User’ refers to anyone using our website or services.
‘Advisor’ means a qualified professional engaged by us to deliver planning support.
‘Content’ means all materials found on this website.
Service Use Restrictions
You may use our services only for lawful purposes and in accordance with these terms. Misuse or unauthorised access is strictly prohibited.
Eligibility
Our services are intended for Australian residents aged 18 years or older. Non-residents should seek professional advice before engaging our service.
Proof of identity may be required.
User Responsibilities
You agree to provide accurate information and keep your details current.
Prohibited Conduct
Do not misuse our website or services in any way.
Intellectual Property Rights
All content and materials on this website, including text, graphics, branding, and software, belong to us or our licensors. You may use content for personal, non-commercial purposes only. Reproduction or distribution requires written permission.
User Content
If you submit content or feedback, you grant us permission to use it for service improvement. Do not submit confidential or proprietary information.
User Content Rights
You retain rights to your content, but grant us a licence to use it for service delivery and improvement.
Privacy Policy
Use of our website and subscription is also governed by our Privacy Policy. Please refer to our privacy page for details about how we handle your data.
Read our privacy policyDisclaimer and Limitations
Please read our disclaimer for important information about the limitations of our content and services.
Important Disclaimer
Results may vary. We do not guarantee any specific outcomes through our service.
Limitations of Liability
We are not liable for any indirect, incidental, or consequential damages related to your use of our site or services. Use is at your own risk.
Indemnification
You agree to indemnify us against any claims resulting from your use of our website or service in breach of these terms.
Dispute Resolution Process
We encourage you to contact us directly to resolve any concerns. If unresolved, the following process applies.
Arbitration
Disputes may be settled by confidential arbitration in Australia, following local rules.
You may have rights to alternative dispute resolution under Australian law.
Online Dispute Resolution (ODR)
You may also access ODR services for consumer disputes, as provided by law.
See our disclaimer for more detailsSeverability
If any part of these terms is held invalid, the remaining sections remain effective.
Entire Agreement
These terms, along with our privacy and disclaimer notices, form the entire agreement between you and us.
Applicable Law and Jurisdiction
These terms are governed by Australian law. Disputes will be handled in Australian courts unless otherwise agreed.
Termination
We may suspend or terminate your access for breach of these terms. Any outstanding obligations will remain in effect.
Modifications
We may revise these terms at any time by updating this page. Continued use of our site means you accept the changes.
Contact Us for Terms
For questions about these terms, please contact our support team.
Contact Email: content@ivosivoosos.com
Phone: +61.3.1436.1753
Address: Suite 903 / 241 Adelaide Street, Brisbane, QLD 4000 Australia
Effective Date: September 1, 2025
Version: 2.0